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SMS-Banking
  • All information about your card account - on the screen of your phone! New service from UMC and Raiffeisen Bank Aval!

  • UMC in cooperation with “Raiffeisen Bank Aval” bank introduces for its clients who are owners of payment cards of  “Raiffeisen Bank Aval” bank the service – SMS-banking.

  • SMS-banking is an opportunity to receive information about:
    • list of your card accounts numbers; 
    • your card account balance;
    • 5 last transaction on your card account;
    • your card account status;
    • blocking on your card account;
    • r eceipt and writing off money from your card account in the automatic mode (if the operation sum exceeds 10 UAH).

Using the SMS-banking service

Service cost

  • Sending one short text message of an SMS inquiry for SIM-SIM subscribers is 35 kopecks (with VAT);
  • Reception of information - free-of-charge.

  • “Raiffeisen Bank Aval”: cost of connecting to SMS-banking for one year is equivalent to 5 USD

  • You can receive the same information about your card account from the UMC WAP-portal in the on-line mode.
  • For detailed information, call from your mobile phone to the free-of-charge reference number of “Raiffeisen Bank Aval” bank – 521.
  • Raiffeisen Bank Aval: The cost of one-year subscription of SMS-Banking service is free!


    The same information on your card account is available online at WAP-Portal of UMC.
  • SMS-Banking Charges equals the standard cost of message, according to a chosen (your) package.
  • For additional information, use your phone to dial at 521 – a toll free reference number of the Raiffeisen Bank Aval.
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